Your Vision. Our Expertise. Limitless Potential.

With Watermark TPO as your secondary market partner you’re unlocking a strategic advantage with reliable execution. We bring tools, insights, and support to help you shape a future that’s successful and remarkable.

At Watermark TPO, we believe in turning potential into performance. As a division of Watermark Capital, Inc. based in Irvine, California, we are an independent, full-service mortgage banker built to help originators thrive in a rapidly evolving market.

We specialize in transformative lending solutions across Fannie Mae, Freddie Mac, Ginnie Mae, and Non-QM programs—delivering the flexibility you need to serve diverse borrowers. Whether you deliver through wholesale, correspondent, or bulk trade, our platform is designed to simplify complexity and open new pathways for growth.

Our Leadership Team

Lisa Thomas

President- Chief Visionary

Trent Annicharico

EVP- Strategic Partnerships

Leon Daniels

EVP- Capital Markets

Laura Kay Sheely

SVP- National Sales Manager

Chuck Dragna

Owner, Watermark Capital, Inc.

Nick Joutz

Owner, Watermark Capital, Inc.

Contact Us

Sales

sales@watermarktpo.com
Need to sign up or connect with our sales magicians? 
Click above to send us a quick email.

LockDesk

lockdesk@watermarktpo.com
Got questions for our Secondary Surfers? 
Click the link above or call us during our Lockdesk hours of 9am-4pm Pacific time when markets are open.

Client Support

clientsupport@watermarktpo.com

Need help? 

Our client support team is here to help you navigate questions on loans in process, guideline scenarios and anything else that you need to originate more loans.