Secure. Upload. Review. Fund

Your digital surfboard for riding smooth, fast-moving deals from scenario to funding. Powering all loan programs purchased by Watermark TPO. We built this system with you in mind, so you can ride the loan funding process without wiping out. Whether you’re chasing the next big wave or just keeping the pipeline flowing, our SURF portal is built to help you glide through the process with speed, clarity, and efficiency.

New to SURF and need login credentials? 

We got this! Complete the new user form for less than 5 Users here

More than 5 New Users to add?

No worries. Just add them all in one spot here

Need your existing credentials reset?

Smooth sailing again starts here

 Price your loan

Drop in and run your scenario through our lightning-fast pricing engine. With real-time rates and product options, you can carve the perfect loan for your borrower before the tide changes.

 Lock 

Found the sweet spot? Paddle out and lock your loan instantly with just a few clicks. Get lock confirmation and details right away—no waiting for the next set to roll in.

 Securely Upload Files

Upload your docs like a pro—safe, smooth, and encrypted. Our system keeps everything protected, so you can stay focused on the ride ahead.

 Review Conditions

Our condition tracker helps you stay in the pocket. Clearly marked status updates keep you from getting caught inside, so you always know what’s cleared and what’s still in the lineup.

 Fund the Loan

Once you’re ready to take it to the beach, the portal makes closing and funding a breeze. Track final steps, coast over to closing and receive confirmation the moment your loan crosses the finish line.

Need help using SURF?

Check out the SURF School Guide located in the SURF Portal or reach out to clientsupport@watermarktpo.com

We’re here to ride this incredible wave with you!